Nobody likes to think about the inevitable day when they may need their life insurance, nor the need for long term care (LTC) insurance. But those who plan ahead can be assured that not only will their loved ones be protected, but it also helps take the burden off of caregivers.
Long-term care insurance helps you and your family in the event of a health condition that may require you to have care and supervision. More people are asking for home health care but it could also cover nursing home care or personal or adult day care. Medicare or Medicaid probably either won't cover enough of the care you need, or may not cover any of it. Without long-term care insurance in place, your savings could be used up quickly or you may have to rely on a family member. Long-term care insurance can be your lifesaver as it can protect your assets, spares your family' financially and emotionally, and YOU are in control of your health decisions.
For over 40 years, Fred Fleming has helped place numerous families and individuals with the best insurance products available within the industry. Just send your email contact below, and Fred will be happy to respond.
CLTC, Licensed Agent
Fred was born and raised in Mobile, AL and attended Auburn University where he majored in Business. Upon graduation, he entered the Insurance and Financial Services Industry in 1981 with The Equitable Society of the United States. Fred qualified for the Million Dollar Round Table the first four years of his career based on personal Life and Annuity production. He then began a 25-year career with Protective Life as a Regional Sales Director, opening new offices for Protective Life across the Southeast. While at Protective he was a member of the Protective Club 13 times and Colonels Cabinet eight. With his wife Mary Ann of 39 years they relocated to Greenville, SC to be with their daughter Brittany, son-in-law Adam, and two granddaughters, Elise and Isabelle.